第1个回答 2009-03-28
Two, to resolve the plight of small and medium-sized financial management through the analysis of specific proposals for the current existence of our small and medium-sized financial management of some of the main issues, I intend to put forward the following suggestions for improvement.
1. Choose the appropriate financial management of small and medium-sized concrete goal of financial management in small and medium-sized before, the operators and the financial person in charge for the enterprise should first formulate a reasonable goal of financial management, with the goal because of financial management and evaluation of constraint-oriented functions. With the specific aim, the enterprises can have a clear direction, be able to formulate specific implementation plan to achieve this goal, and finally through the realization of a goal to promote the rapid enterprise-wide, health and long-term development.
2. Efforts to improve corporate financial officers of major leaders in the quality of small and medium enterprises on the one hand, existing enterprises should pay attention to the quality of major financial staff training and improve the long-term, on the other hand, should strive to introduce excellent financial professionals to help improve the level of financial management. In addition, as a corporate financial officers themselves, should also continue to improve their professional qualities, for the development of enterprises to provide new ideas and programs, business leaders must be brave enough to provide better management proposals in order to maintain the innovative spirit of small and medium-sized, promote the enterprises to continue to move on.
3. Foster awareness of the financial management system for SMEs should pay attention first of all, a leader in the financial management system, a complete clear of the financial system to help regulate the financial operation of enterprises and reduce the impact of human factors to enhance the assets of enterprises in particular are important management and control of assets to reduce the risks of an enterprise. At the same time, enterprises can improve the quality of financial information and the credibility of financial statements for the smooth development of enterprises laid a solid financial foundation.
4. Funds in particular, improve working capital efficiency in the use of small and medium-sized funds generally do not have a strict management system, it is easy to run out of cash in the safety problem, but funding is not conducive to business-to-effective control and use of funds to achieve maximum benefit. Vis-à-vis large enterprises, small and medium enterprises because of the lack of external financing and internal financing capacity room scheduling, and working capital management is a day-to-day work, thus strengthening the management of working capital for SMEs is even more important. Therefore, SMEs should pay attention to the management of working capital, so that the funds have to be able to maximize its effectiveness, and increase revenue for the enterprise, while reducing the risks of an enterprise.
5. SMEs improve their own quality efforts on the one hand, enterprises should continue to expand its production and sales, through the technological upgrading of enterprises and products to speed up the update, the company bigger and stronger; On the other hand, enterprises should be the introduction of high-level talent, and by providing training opportunities to improve the overall quality of staff. In addition, the small and medium enterprises to obtain the trust of society and support from all walks of life, on the one hand, to continuously enhance the accumulation of their own, standardize and improve the enterprise's financial rules and regulations; on the other hand, we must also strengthen regulations on the financial study, and truly established in the community and keeping promises , re-performance of a good image.
6. Focus on the accumulation of small and medium-sized and reasonable income distribution operators need to understand first of all, business enterprises of the retained earnings is a source of the funds required, and this method of financing than to raise funds from external low-cost options to spread the risks of small, relatively easy to operate .
Therefore, operators must focus on the accumulation of profits through the efforts to reduce costs, strict control of the business hospitality, travel, advertising, office expenses, improve profits, thereby increasing the size of retained earnings, in order to provide rapid development of enterprises Supporting a strong stamina. At the same time, after-tax profits for approving the allocation of corporate programs, monitoring the whereabouts of the distribution of corporate profits, to prevent the distribution of profits in the area of non-production, but also in strict accordance with the provisions of the law of statutory surplus extraction provident fund, the Community Chest.
All in all, with the increasingly globalized economy, the development of small and medium enterprises are faced with increasing competitive pressures and stress the survival of small and medium enterprises must be of an international strategic vision, actively carry out enterprise management reform and innovation in order to intense going long-term competition. And financial management are the core of enterprise management, and only doing a good job in financial management, production and management of enterprises can be carried out smoothly. Financial management so SMEs must have a clear understanding of, and actively engaged in innovation, in order to remain invincible.
第2个回答 2009-03-30
Two, to resolve the plight of small and medium-sized financial management through the analysis of specific recommendations, targeted at small and medium-sized financial management of our country exist some of the main issues, I intend to put forward the following suggestions for improvement.
1. Select a suitable financial management objectives of small and medium-sized SMEs in specific financial management before, the operators and financial responsible person for the enterprise should first formulate a reasonable financial management goals, because the goal of financial management and evaluation of constraint-oriented features. With specific goals, the enterprise can have a clear way forward, be able to formulate specific implementation plan to achieve this goal, and finally through a goal to promote enterprise-wide rapid, healthy and long-term development.
2. Efforts to improve corporate financial professional quality leaders on the one hand, SMEs should pay attention to the existing corporate finance professional quality staff training and improve the long-term, on the other hand have to work hard in the introduction of excellent financial professionals to help companies improve financial management level. In addition, as a corporate financial officers themselves, should also continue to improve their professional qualities, for the development of enterprises to provide new ideas and programs, business leaders must be brave enough to provide better management proposals in order to maintain the innovative spirit of small and medium-sized, promote the enterprises to continue to move on.
3. Foster awareness of financial management system for SMEs should pay attention first of all, a leader in the financial management system, clearly a complete financial system can help enterprises standardize the various financial operations, to reduce the impact of human factors to enhance the assets of enterprises in particular are important assets management and control and reduce risks of an enterprise. At the same time, also be able to improve the financial information quality and credibility of financial statements for the smooth development of enterprises laid a solid financial foundation.
4. To raise funds in particular, working capital efficiency in the use of small and medium-sized funds generally do not have strict management system, it is easy to run out of cash in security issues, but funding is not conducive to business-to-effective control and utilization of funds in order to exert the maximum benefit. Vis-à-vis large enterprises, small and medium enterprises because of the lack of external financing and internal financing capacity room scheduling, and working capital management is a day-to-day work, thus strengthening the management of working capital for SMEs is even more important. Therefore, SMEs should also pay attention to working capital management, so that the funds have to maximize the effectiveness and increase revenue for the enterprise while reducing the risks of an enterprise.
5. Efforts to improve their own quality of SMEs on the one hand, enterprises should continue to expand its production and sales, by accelerating technological transformation of enterprises and product updates, the company bigger and stronger; On the other hand, enterprises should be the introduction of advanced talent and through the provision of training opportunities to improve the overall quality of staff. In addition, small and medium-sized to get different sectors of the community trust and support, on the one hand to constantly enhance the accumulation of their own, standardize and improve the enterprise's financial rules and regulations; on the other hand, we must also strengthen regulations on the financial study, really set up at society from keeping promises , re-performance of a good image.
6. Pay attention to the accumulation of small and medium-sized and reasonable income distribution operators must first understand that the business enterprise retained earnings is also a source of the funds required, and this method of financing than to raise funds from external low-cost options to spread the risks of small, relatively easy to operate.
Therefore, operators must focus on the accumulation of profits through the efforts to reduce costs, strict control of the business hospitality, travel, advertising costs, office expenses, improve profits, thereby increasing the size of retained earnings for the rapid development of enterprises Supporting a strong stamina. At the same time, companies want approval after-tax profit distribution program, supervision of corporate profits, the future of distribution, to prevent the distribution of profits to non-production sphere, but also in strict accordance with the provisions of the law of statutory surplus extraction provident fund, the Community Chest.
In short, as the economy has become increasingly globalized, the development of SMEs are faced with increasing competitive pressures and stress Survive, SMEs must have an international strategic vision, actively engaged in enterprise management reform and innovation can be heated at going long-term competition. And financial management are the core of enterprise management, and only doing a good job in financial management, production and management of enterprises can be carried out smoothly. Financial management so SMEs must have a clear understanding of, and actively engaged in innovation, so as to become invincible.