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Question

网络银行作为21世纪一种新兴的金融业,其低廉的成本和广阔的前景,已越来越得到人们的重视。网络银行的发展将金融服务业推向信息化的最前沿，金融服务不仅在内容上迅速扩大，在手段上也正面临新的变革。网络银行与传统银行相比，具有独特的优势和特点，网上银行以其交易快速、便捷、不受时空限制等特点正逐渐为人们所接受,。但同时，网络银行在信用基础、银行监督、法律规范及内容管理体系等一系列问题上，对传统银行体制也提出了新的挑战，面对挑战，我国网络银行的发展与监督对策应是，营造我国网络银行发展的良好环境;培育我国网络银行主体积极发展;加强对网络银行的有效监管。
关键词 网络银行 发展管理 金融监督 完善对策

Answer 1

Internet banking as an emerging 21st century, the financial industry, and its low costs and broad prospects, has increasingly gained attention. Development of Internet banking into the financial services industry at the forefront of information technology, financial services expanded rapidly, not only in content, on the means are also facing new changes. Internet banking, compared with the traditional banks, has unique advantages and features of its online banking transactions quickly and easily, free from the constraints of time and so is gradually accepted by people. But at the same time, the network banks in the basis of credit, banking supervision, legal norms and content management system and a series of issues, the traditional banking system has raised new challenges, challenges, the development of Internet banking and supervision measures should be the Internet Banks in China to create a good environment for development; foster positive development of Internet banking body; strengthen the effective supervision of banks on the network.
Key words network management of financial supervision and improve the Bank's Development Strategy

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Answer 2

Internet banking as an emerging 21st century, the financial industry, and its low costs and broad prospects, has increasingly gained attention. Development of Internet banking into the financial services industry at the forefront of information technology, financial services expanded rapidly, not only in content, on the means are also facing new changes. Internet banking, compared with the traditional banks, has unique advantages and features of its online banking transactions quickly and easily, free from the constraints of time and so is gradually accepted by people. But at the same time, the network banks in the basis of credit, banking supervision, legal norms and content management system and a series of issues, the traditional banking system has raised new challenges, challenges, the development of Internet banking and supervision measures should be the Internet Banks in China to create a good environment for development; foster positive development of Internet banking body; strengthen the effective supervision of banks on the network.
Key words network management of financial supervision and improve the Bank's Development Strategy

Answer 3

The network bank as the 21st century a new kind of banking industry and its low cost and broad prospects, already more and more get people's attention. The development of the network bank will financial service industry to the forefront of informatization, financial services not only in its content expanded rapidly, in the means also is facing a new change. Compared with the traditional network bank, the bank has unique advantages and characteristics of the bank on the net with its trading fast, convenient, by time limit etc are accepted gradually. But at the same time, the network bank in credit basis, bank supervision, legal regulation and content management system, a series of problems of traditional bank system also puts forward a new challenges, in the face of challenge, our country the development of the network bank and supervision should be, build our country countermeasures to the development of the network bank good environment, Cultivate our main positive development; network bank, To strengthen the network bank effective supervision.

Keywords network bank development management financial supervision and consummation countermeasure