哪位好心人帮我翻译成英文：

Question

从二十世纪八十年代我国恢复保险业务至今，狭窄的投资渠道导致保险资金运用不允分和低效运用，保险资金运用渠道狭窄、开放滞后的问题成为当前中国保险业亟待解决的瓶颈性问题。
而通过对美国、日本、英国和韩国四国保险资金运用情况的分析，我们可以得出以下结论:发达国家的保险公司资金运用渠道具有明显的多元化特点，这种资产配置安排有利于提高保险资金的运用收益率并最大限度的保证资金运用安全。
我们还必须理性看待保险资金直接入市问题，只有不断拓宽保险资金的运用渠道，打开新的投资领域，尽可能的分散投资风险，建立起灵活多样的投资组合，才是我国保险资金运用的发展方向。

Answer 1

你自己再润润色吧

From the 20th century, the 1980s business since China resumed, narrow investment channels to the use of insurance funds declined hours and inefficient use of the use of insurance funds, narrow channel, open the problem of the lagging become China's insurance industry need to solve the bottleneck problem. And by the United States, Japan, Britain and South Korea four countries the use of insurance funds to the analysis, we can draw the following conclusions : developed using funds and insurance companies have clear channels of diversified characteristics, This asset allocation arrangements to improve the use of insurance funds yield and maximize the use of funds to ensure safety. We must also look at the insurance funds rational markets directly, only by continuously broaden the use of insurance funds channels open new fields of investment, as much as possible to spread the investment risks, and establish a flexible and diverse investment portfolio. China is the use of insurance funds in the future.

Answer 2

From the 20th century, the 1980s business since China resumed, narrow investment channels to the use of insurance funds declined hours and inefficient use of the use of insurance funds, narrow channel, open the problem of the lagging become China's insurance industry need to solve the bottleneck problem. And by the United States, Japan, Britain and South Korea four countries the use of insurance funds to the analysis, we can draw the following conclusions : developed using funds and insurance companies have clear channels of diversified characteristics, This asset allocation arrangements to improve the use of insurance funds yield and maximize the use of funds to ensure safety. We must also look at the insurance funds rational markets directly, only by continuously broaden the use of insurance funds channels open new fields of investment, as much as possible to spread the investment risks, and establish a flexible and diverse investment portfolio. China is the use of insurance funds in the future.