企业提供虚假材料申请贷款会追究那些人法律责任？

Question

提供虚假材料主要指：虚假借款人及担保人的财务审计报告、虚假销售合同等？法人代表肯定要负全责，公司的财务负责人、经办人需要承担什么责任？

Answer 1

　　如果在经办过程中，利用伪造文件等进行贷款申请，会追究企业和经办人员责任。
　　如果提供给银行的信息失真，没有造成后果，不构成刑事犯罪，也会受到会计法的处罚。

　　《会计法》第四十三条
　　伪造、变造会计凭证、会计帐簿，编制虚假财务会计报告，构成犯罪的，依法追究刑事责任。
　　有前款行为，尚不构成犯罪的，由县级以上人民政府财政部门予以通报，可以对单位并处五千元以上十万元以下的罚款;对其直接负责的主管人员和其他直接责任人员，可以处三千元以上五万元以下的罚款;属于国家工作人员的，还应当由其所在单位或者有关单位依法给予撤职直至开除的行政处分;对其中的会计人员，并由县级以上人民政府财政部门吊销会计从业资格证书。

Answer 2

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