100分跪求各位大侠帮我翻译下面的文章，要个人翻译的~语法要正确，急~~~~~~~！

Question

在保险行业中，车险理赔普遍存在着资源浪费、监控不力、工作效率低、道德风险等种种弊端，而对于车主来说，报案、报险、等待定损等繁琐手续和长时间的等待同样令人心烦。在车险定损与理赔过程中，业务量的增加、定损员工作量的增加促使保险公司人员成本的提高，导致理赔员数量的增加。骗保行为的存在，也让保险公司在车辆理赔上面临亏损的风险。4S店或合作修理厂在激烈的市场竞争中，非常希望能借助现代化的科技手段，提高信息化水平的同时提高企业的经营效益。
为提高工作效率、低成本、减少理赔工作失误数量，越来越多的保险公司希望引入车辆远程定损业务，使定损员远程即可察看车辆的损伤情况，并将需要存档的图片抓拍后存储在指定的目录，快速制定维修价格，及时反馈给车主。
中国电信车辆远程定损业务是中国电信针对保险行业特别定制开发的，它能通过专用的平台，将视频信息从4S店或合作汽修厂通过互联网传送至保险公司指定的显示设备上，借助清晰的图像实现远程查看车辆损伤情况，再加上与4S店的操作员的远程双向语音互动，其效果相当于定损员亲临现场。一般2000元以下的小案件5～10分钟即可确定理赔金额，完成定损环节的工作，大大提高定损效率，减少车主等待时间，并避免定损员在不同的定损点或事故现场来回奔波。
中国电信根据保险行业的特色，还在原有视频监控的基础上增加了许多特殊功能，如虚框居中、点击放大、高清照片抓拍等。另外除了提供远程定损功能以外，还与保险行业理赔系统紧密结合开发了嵌入式应用，使得定损员在一套系统里就能直接完成整个定损过程，大大提高了定损员的操作便利性。
比较典型的远程定损流程为：车主出险后首先报案，保险公司接到报案后，会将单子直接发到他们指定的远程定损点；车主将车开到指定的定损点，在定损点保险公司指定的操作员根据定损员远程的要求对事故车辆进行拍照或操作摄像机，视频图像通过网络传送至保险公司；保险公司根据事故车辆照片进行定损并确认定损金额，然后再通知远程定损点。一般来说，这些远程定损点多为4S店。
经过了一年多的市场培育，人保、平保已在全国近1000家4S店开始实施车辆远程定损业务。远程定损可谓是四赢的一项业务。一赢：通过使用车辆远程定损，可以大幅降低骗保事件发生的可能性，以平均每笔赔付金额降低200元计算，每年可为保险公司节省约45亿元；其次，按以前传统的定损方式，一个定损员一天平均可定损15-20件案件，而采用远程定损后一天可以增至35件左右，大大提高了工作效率。二赢：4S店可以通过远程定损大大提高留修率，提升企业形象，增加企业收入。三赢：中国电信获得业务租用费，增加业务收入。四赢：大大节约事故车主的等待时间，快速完成车辆的定损过程。
由此可见，人性化的车辆远程定损引领着未来定损业务的新方向，保险行业引入此业务后，全部通过电子化程序操作完成实现查勘定损、照片收集、资料整理、审核及照片录入、移交等工作，增加了保险理赔的科技含量，缩短了定损与理赔时间，大大提高了车辆定损的效率和车险行业市场快速反应能力。
回答的正确，再追加100分！

Answer 1

翻译的差不多了，有些可能不好。。。。。。
In the insurance industry, auto insurance claims widespread waste of resources, monitoring is ineffective and inefficient work, many defects such as moral hazard, and for the owners, the report, at the risk and wait for red tape and so on will be damaged and a long period of waiting for the same is upset. Set loss in the auto insurance and claims process, the increase in volume of business will increase the workload of loss to insurance companies increase in personnel costs, resulting in an increase in the number of settlement members. the existence of an act, but also in the vehicle so that insurance companies facing claims the risk of loss. 4S shop or repair shop co-operation in the fierce market competition, would very much like to use modern technology to improve the level of information technology to improve the operational effectiveness of the enterprise.
In order to enhance efficiency, low cost, and reduce the number of claims errors in the work of a growing number of insurance companies hope the vehicle will be damaged long-distance business, so members will be hurt long-range damage to look at his car and will need to archive the images after capture stored in the specified directory, the rapid development of maintenance of price and timely feedback to the owner.
China Telecom will be damaged vehicles remote China Telecom business is custom designed for the insurance industry developed, it adopted a platform dedicated to video information or cooperation from the auto repair shop 4S plant sent to the insurance companies through the Internet shows that the specified device, with clear view of the image to achieve long-range damage of vehicles, together with the 4S shops and operators of long-range two-way voice interaction, the effect of loss is equivalent to setting the scene in person staff. Generally small 2,000 cases 5 to 10 minutes to determine the amount of claims, losses will be part of the completion of the work will be damaged greatly enhanced efficiency and reduce waiting time owners, and to avoid loss will be set in a different scene of the accident damage, or return go.
China Telecom in accordance with the characteristics of the insurance industry, the original is still the basis of video surveillance to increase the number of special features, such as the virtual center box, click to enlarge, to capture, such as high-definition photo. Another loss will be in addition to providing long-range features, but also claims the system and the insurance industry has developed in close connection with the embedded applications, the loss will be in a system will be able to directly complete the entire process of determining loss, damage will be greatly enhanced to facilitate the operation of staff sexual.
A typical set of long-range loss process as follows: after the first report owners, insurance companies, received a report, the list will be made directly to their designated long-distance fixed-point loss; owners head to the specified set point loss in the fixed loss points designated by the insurance company will be hurt the operator member in accordance with the requirements of the remote vehicle accident or operation of the camera to take photographs, video images sent to the insurance company through the network; an insurance company in the vehicle accident damaged photos and make sure to set the amount of loss will be, and then notify the remote set point loss. In general, the loss of these long-range fixed point for 4S shop.
After more than a year to cultivate the market, PICC, Ping An Insurance has been in the country near the beginning of 1000 the implementation of 4S stores will be hurt long-distance business vehicles. Long-range four-set loss to win can be a business. I win: through the use of vehicles will be damaged long-range, you can substantially reduce the possibility of the incident骗保to reduce the average amount of each pay 200 yuan per year for the insurance companies can save about 4.5 billion; Secondly, the traditional set by previous loss means loss of a member of the day will be scheduled for an average loss of 15-20 cases, and the use of long-range one day after the loss can be set to about 35, greatly improving the efficiency. Second win: 4S shops can be set through remote repair damage greatly increased the rate to remain to enhance the corporate image, increase their income. Win-win-win: China Telecom rental charges for access to business and increase revenue. Four wins: the owner of a significant accident waiting to save time, the rapid completion of the course of the vehicle will be damaged.
This shows that the human loss of vehicles scheduled to lead the long-range future will be the new direction of the business loss, the insurance industry after the introduction of this business, all of the procedures to operate the electronic survey will be completed by the realization of loss, photo collection, data collation, verification and photo entry , the transfer of work, an increase of insurance claims of scientific and technological content, reducing the losses and claims will be time, greatly improving the efficiency of the vehicle will be damaged and the auto insurance industry market rapid response capability.

Answer 2

翻译的好累啊。。分给我吧。。
Waste of resources , supervisory control are inefficient , availability is low , moral hazard waits for a variety of abuse in being sure that common existence of car insurance settlement of claim is burning in industry,but as for vehicle host, report a case , report danger , wait to fix mean wait for procedures miscellaneous and trivial and longtime waiting same make peopel vexed. In fixing the process mean and settling a claim in car insurance, business amount increasing by , increasing by surely damaging amount of work urge insurance company personnel cost rise, increasing by leading to actuary quantity. The existence deceiving into guaranteeing behavior, also dodges insurance company risk having settled a claim the frontage deficit in vehicle. 4 S stores or the repair factories working together compete for middle in fierce marketplace , hope can draw support from the science and technology means being modernized very much , improve informationize horizontal at the same time improving the enterprise operation performance. Quantity slipping up for improving availability , low cost , cutting down the job settling a claim, more and more insurance company hope leads into surely mean long-range vehicle business , make the surely mean member long-range being OK to observe the vehicle loss condition , will require that memory works out the price being maintained in the catalogue , fleetness being appointed as after the archived photograph grasps beat and , couple back in time to vehicle host. Surely mean long-range China Telecommunications vehicle business is that China Telecommunications develops specifically for being sure that industry is custom-made especially , it can pass special-purpose platform, on video frequency information being transmitted from 4 S stores or the vapor Xiu factories working together by Internet till the display equipment that the insurance company allocates, draw support from limpid image realization long-range check vehicle loss condition, two-way pronunciation is interactive plus long-range with operators of 4 S stores , whose effect is equal to fixing deriding facing a scene in person. 5 ~ 10 minutes in general small law case under 2000 yuan are OK to ascertain the amount of money settling a claim , are completed fixing the job damaging a link , improve greatly fixing mean efficiency, cut down vehicle host latency time , avoid surely deriding rushing about in the different surely mean point or accident scene cycle and. The China Telecommunications characteristic according to insurance industry, has increased a lot of peculiar function on the basis monitoring as early as original video frequency, if emptiness frame being in the middle , striking amplification , the Gao Qing photograph grasping beat and so on. Besides another provides the surely mean long-range function in addition to, the style having developed an implantation has applied system rapid and intense be tied in wedlock settling a claim with insurance industry , can be used surely deriding being therefore likely to accomplish entire surely mean process directly within a set of system , has improved operation convenient surely deriding greatly. Comparatively representative long-range fixes mean technological process By : The vehicle host reports a case first after being in danger , the insurance company receives after reporting a case, meeting dispatch bed sheet to long-range that they allocate directly surely damage point; Vehicle chief commander vehicle moves to fixing being appointed as damage point, before the operator who fixes mean insurance company appointment take photo or handle a telecamera according to surely damaging long-range call for being in progress to accident vehicle, the video frequency image delivers by the network till the insurance company; And then the insurance company surely damages and affirms stablely the mean amount of money according to accident vehicle photograph go along, inform surely mean long-range point again. Come to say these surely mean long-range point is 4 S stores more than normal the sort. The marketplace more than 1 year having passed cultivates , person guarantees , the tie guarantees the surely mean long-range business beginning to put vehicle into practice already in almost 1000 the whole nation 4 S stores. To be able to be termed as being that four win one surely damaging long-range item business. One wins: By using a vehicle long-range surely mean , can reduce the possibility deceiving into guaranteeing an event happening by large margins, every pen to compensate with Fu of amount of money lessening averagely secretly scheming against 200 yuan, may be that the insurance company economizes about 4,500,000,000 yuan every year; Secondly, fixing according to tradition in the previously damages way , one fixes mean a day average but surely damages 15-20 pieces of law case, has adopt surely mean long-range last one day to be able to increase till 35 pieces or so but , has improved availability greatly. Two wins: 4 S stores can pass long-range surely mean raise the enterprise invisible income keeping the enterprise image repairing rates , being advanced , increasing by greatly. Three win: China Telecommunications gains business renting a fee , increases business invisible income. Four win: Latency time saving the accident vehicle host greatly, fixing accomplishing a vehicle rapidly damages process. Vehicle it can be seen that, personalizing long-range surely damage the new direction being guiding future to fix mean business , be sure that industry leads into this business queen , all come true by the fact that electronization procedure operation is completed explore surely mean, photograph collect, the data arranges , examines and verifies reaching photograph record jobs such as entering , handing over, have increased the technology content being sure settling a claim , have shortened fixing the time mean and settling a claim , have raised a vehicle greatly fixing mean efficiency and car insurance industry marketplace quick-reaction capability

Answer 3

1、Waste of resources , supervisory control are inefficient , availability is low , moral hazard waits for a variety of abuse in being sure that common existence of car insurance settlement of claim is burning in industry,but as for vehicle host, report a case , report danger , wait to fix mean wait for procedures miscellaneous and trivial and longtime waiting same make peopel vexed. In fixing the process mean and settling a claim in car insurance, business amount increasing by , increasing by surely damaging amount of work urge insurance company personnel cost rise, increasing by leading to actuary quantity. The existence deceiving into guaranteeing behavior, also dodges insurance company risk having settled a claim the frontage deficit in vehicle. 4 S stores or the repair factories working together compete for middle in fierce marketplace , hope can draw support from the science and technology means being modernized very much , improve informationize horizontal at the same time improving the enterprise operation performance. Quantity slipping up for improving availability , low cost , cutting down the job settling a claim, more and more insurance company hope leads into surely mean long-range vehicle business , make the surely mean member long-range being OK to observe the vehicle loss condition , will require that memory works out the price being maintained in the catalogue , fleetness being appointed as after the archived photograph grasps beat and , couple back in time to vehicle host. Surely mean long-range China Telecommunications vehicle business is that China Telecommunications develops specifically for being sure that industry is custom-made especially , it can pass special-purpose platform, on video frequency information being transmitted from 4 S stores or the vapor Xiu factories working together by Internet till the display equipment that the insurance company allocates, draw support from limpid image realization long-range check vehicle loss condition, two-way pronunciation is interactive plus long-range with operators of 4 S stores , whose effect is equal to fixing deriding facing a scene in person. 5 ~ 10 minutes in general small law case under 2000 yuan are OK to ascertain the amount of money settling a claim , are completed fixing the job damaging a link , improve greatly fixing mean efficiency, cut down vehicle host latency time , avoid surely deriding rushing about in the different surely mean point or accident scene cycle and. The China Telecommunications characteristic according to insurance industry, has increased a lot of peculiar function on the basis monitoring as early as original video frequency, if emptiness frame being in the middle , striking amplification , the Gao Qing photograph grasping beat and so on. Besides another provides the surely mean long-range function in addition to, the style having developed an implantation has applied system rapid and intense be tied in wedlock settling a claim with insurance industry , can be used surely deriding being therefore likely to accomplish entire surely mean process directly within a set of system , has improved operation convenient surely deriding greatly. Comparatively representative long-range fixes mean technological process By : The vehicle host reports a case first after being in danger , the insurance company receives after reporting a case, meeting dispatch bed sheet to long-range that they allocate directly surely damage point; Vehicle chief commander vehicle moves to fixing being appointed as damage point, before the operator who fixes mean insurance company appointment take photo or handle a telecamera according to surely damaging long-range call for being in progress to accident vehicle, the video frequency image delivers by the network till the insurance company; And then the insurance company surely damages and affirms stablely the mean amount of money according to accident vehicle photograph go along, inform surely mean long-range point again. Come to say these surely mean long-range point is 4 S stores more than normal the sort. The marketplace more than 1 year having passed cultivates , person guarantees , the tie guarantees the surely mean long-range business beginning to put vehicle into practice already in almost 1000 the whole nation 4 S stores. To be able to be termed as being that four win one surely damaging long-range item business. One wins: By using a vehicle long-range surely mean , can reduce the possibility deceiving into guaranteeing an event happening by large margins, every pen to compensate with Fu of amount of money lessening averagely secretly scheming against 200 yuan, may be that the insurance company economizes about 4,500,000,000 yuan every year; Secondly, fixing according to tradition in the previously damages way , one fixes mean a day average but surely damages 15-20 pieces of law case, has adopt surely mean long-range last one day to be able to increase till 35 pieces or so but , has improved availability greatly. Two wins: 4 S stores can pass long-range surely mean raise the enterprise invisible income keeping the enterprise image repairing rates , being advanced , increasing by greatly. Three win: China Telecommunications gains business renting a fee , increases business invisible income. Four win: Latency time saving the accident vehicle host greatly, fixing accomplishing a vehicle rapidly damages process. Vehicle it can be seen that, personalizing long-range surely damage the new direction being guiding future to fix mean business , be sure that industry leads into this business queen , all come true by the fact that electronization procedure operation is completed explore surely mean, photograph collect, the data arranges , examines and verifies reaching photograph record jobs such as entering , handing over, have increased the technology content being sure settling a claim , have shortened fixing the time mean and settling a claim , have raised a vehicle greatly fixing mean efficiency and car insurance industry marketplace quick-reaction capability

Answer 4

这不是100分能解决的问题...