急求高手帮忙翻译一小段文字！！

Question

我国商业银行个人理财业务是在20世纪90年代中后期才开始逐步发展起来的，如今以个人理财为核心的中间业务已经发展成为完善银行服务功能、提高银行盈利能力的重要手段之一。实践证明，以个人理财为核心的中间业务将会带动银行业的其他业务。因此，加强个人理财业务是全球银行业发展的必然趋势。未来 5～10 年将是我国理财市场高速发展的阶段，一场银行理财业务的变革正在我国向纵深推进。 在前人研究成果的基础上，从理论到实践、从国内现状到国际比较、从问题到对策，对我国商业银行个人理财业务进行了系统的论述。通过数据的广泛采集，进行仔细的分析梳理，在此基础上得出相应的结论，并以此提出相关的建议和策略。 本文试图借助“个人理财业务”这一载体，对我国商业银行个人理财业务的发展进行深思，进而加强我国商业银行的危机感和紧迫感，为日后我国个人金融业务的发展、全力打造个人理财业务的核心竞争优势提出了自己的观点。
希望别直接用在线翻译啊~~~

Answer 1

China's commercial banks is the personal finance business in the 20th century in the late 1990s began to develop, and now a personal financial management as the core business has developed into a middle improve banking services functions and improving the profitability of the banks one of the important means. Practice has proved that to personal financial management as the core business will be driven in the middle of other banking business. Therefore, the strengthening of the global personal finance banking business is the inevitable trend of development. The next five to 10 years will be high-speed development of China's financial market stage, a bank financial business in China is to change in depth. In the basis of the results of previous studies, from theory to practice, from domestic to the international status quo, the countermeasure to the problem of China's commercial banks personal financial operations of the system on. Through the extensive data collection, carried out a detailed analysis in order, in the corresponding reached on the basis of this conclusion, and to make relevant recommendations and strategies. This paper attempts to use the "Personal Financial Services" vector of China's commercial banks Personal Financial Services for the development of the matter, and further strengthen our commercial banks to a sense of crisis and urgency, and for the future of my personal financial business development, and try its best to build personal financial business competitive edge to the core of their own point of view.