哪个英语高手帮我翻译下摘要，不是很长，帮帮忙阿~~~~~

Question

摘 要
随着国家的不断发达，生活水平不断的提高，人们慢慢会开始花钱去买各种各样的保险，保险业随着社会的发达即将步入一个发展阶段。特别是寿险，随着人们的思想变化，生活的富裕，很多人都会去考虑自己的生命的长短，同时会考虑寿险。
寿险保费由纯保费和附加保费两部分构成，其中，纯保费是用于各种保险金给付的保险基金的来源，它是根据预定死亡率(或预定生存率)及预定利息率计算出来的。附加保费是用于各种业务及管理费用支出的资金的来源，它是根据预定费用率计算出来的。但在实际经营过程中，从资金运用所获得的投资收益或利息收入，实际所发生的死亡给付和实际费用支出往往和预计的情况有所不同。
统计学是一门很发达的技术，它是专门对数据进行分析，运用各种原理以及一些工具来分析这些数据之间的关系。寿险保费就可能有多种因素影响它，有人文社会因素,包括社会习俗、人口结构、社会文化结构等;还有宏观经济因素,包括GDP、通货膨胀率、居民可支配收入、储蓄余额等。我们就要来分析这些因素分别对寿险保费的影响程度。
本文提出将统计学的多元线性回归技术引入到寿险保费中，对居民收入，地方GDP指数对寿险保费的影响进行分析，通过建立寿险保费的模型，可以为保险公司对客户的争取与保留提供一定的技术支持，从而提高保险企业的竞争力。
本文采用的研究方法是理论研究与实证研究相结合，管理思想与统计学技术相结合。在文献阅读的基础上，结合企业相关数据，既有定性的分析，也有大量的数据提供定量支持。文中对寿险保费的收入分析和其技术支持———多元线性回归技术都作了理论分析与研究。并将理论应用于实践，用城镇农村居民收入和GDP指数来分析对寿险保费的影响，在多元线性回归技术的基础上进行寿险保费的分析，最后对算法模型进行验证与评价。本文主要采用Microsoft Excel 做数据处理、清洗和转换工作，利用Spss 软件建立模型。最终得到的寿险保费的方程。
关键词：客户价值，多元线性回归，寿险保费

Answer 1

Abstract : With the continuous development and the improvement of living standards. It will slowly begin to spend money to buy all sorts of insurance, the insurance industry as soon developed into a development phase. Especially life insurance, with the changes in people's thinking, the affluent life, many people will consider the length of their lives. will also consider life insurance. Additional premiums from life insurance premiums and net premiums of two parts, which, Pure gold to pay insurance premiums for the insurance fund sources It is scheduled to mortality (or intended survival) and the expected interest rate. Additional premiums for the various operational and management costs of the source of funds, which is scheduled to cost rate is calculated. But in actual operations, which use funds from the investment gains or interest, The actual payment of deaths and estimated and actual costs often, the situation is different. Statistics is a well-developed technology, which is devoted to data analysis, Principle and the use of various tools to analyze the relationship between these data. Life insurance premiums on a variety of factors, it may be that the humanities and social factors, including social customs, population structure, social and cultural structure; There macroeconomic factors, including the GDP, inflation rate, disposable income of residents. balance and other savings. We must analyze each of these factors impact on the life insurance premiums. This paper proposes a multiple linear regression techniques were introduced to the life insurance premiums, income, Local GDP index analysis of the impact of the life insurance premium, life insurance premiums through the establishment of the model, for the insurance companies to retain customers and provide technical support for, thereby improving the competitiveness of insurance companies. In this paper an approach to the study of theoretical research and empirical research, and statistical techniques of combining management thinking. In reading the literature based on the combination of enterprise data, both qualitative analysis and quantitative support of a large number of data providers. Article on the life insurance premium income analysis and technical support -- have made multiple linear regression analysis and research. Theory will be applied to practice with the income of urban and rural residents GDP index to analyze the impact of the life insurance premiums. In multiple linear regression analysis conducted on the basis of the life insurance premiums, and the final model for the evaluation of the algorithm. In this paper, using Microsoft Excel data processing, cleaning and conversion work, using SPSS software model. The life insurance premiums in the final equation. Key words : customer value, multiple linear regression, life insurance premiums

Answer 2

太复杂
我驾驭不来
不好意思了