请翻译如下英文；不要网上直译的，不要像谷歌这样不通顺的，一律自己翻译的，谢谢！ 满意后追加100分。

Question

Many people are finding the ease and convenience of online banking to be very attractive. In response to its popularity, many standard banks which you can visit in your local town, offer online banking to customers. This gives customers the ability to see automatic changes in their account, pay bills online, and view bank statements any time of the day or night. A slightly different version of online banking is the online bank, a bank that exists specifically without physical location in your area. In other words, you do your banking all online without having a local branch to visit.
In essence most banks that exist purely online are best if you’re planning to save money, not spend it. An exception to this is the Paypal? bank, which only offers interest yields on certain accounts. Payment to your account from another Paypal customer goes immediately into your account. Yet you will pay for this convenience of ready money. Credit card payments to your account can mean you pay up to 3% in fees, and withdrawing cash from the account with an ATM also means heavy fee charges. You will not only have to pay a Paypal fee when you withdraw cash, but also a fee from any ATM you use because Paypal doesn’t have ATMs.
You can creatively defeat ATM and cash withdrawal fees if you need a small amount of money, by purchasing something tiny at a store that will allow you to withdraw cash. If you buy a candy bar at a local grocery store, you may be able to withdraw up to $100 US Dollars (USD) on top of the purchase. This way you avoid charges from using another bank’s ATM, and Paypal charges for withdrawing funds. If you can wait a few days for cash, Paypal usually does not assess a fee for transferring your money from your online bank into a regular branch bank.

Answer 1

很多人发现，网购的满意度和方便度都很吸引人。顺应其流行潮流，很多规范化的地方银行都为顾客提供了网上银行服务。这使得顾客可以自动掌握其银行账户的动态，实现网上支付，并且二十四小时查看银行结算。对网上银行略有区别的一个概念是网络银行，这种银行只存在于网络上，并不存在实体机构。换句话说，就是你在网上完成全部的银行交易而不需要访问当地的分行。
大体上来说，绝大多数网络银行是你想要省钱的最好选择。唯一的一个例外是贝宝银行，该行只为特定的账户提供利便利。在贝宝银行转账，账款可以马上汇到，但是收款方必须要支付汇款手续费。使用信用卡付款需要多花3%的手续费，若是在ATM取款机上取款也需要支付大量手续费。在任何取款机上提款时，你都不仅需要支付贝宝手续费，还要支付跨行取款的费用，因为贝宝银行是没有自己的ATM取款机的。
你可以想个办法，在你只想要提小笔款项的时候不需要支付提款费和ATM机的费用，那就是在一个商店买一点小玩意儿，然后商店就会允许你免费提款。比方说，你在当地杂货店买一小块儿方糖，就可以在这里提出最多100美元的款项。这样，你就可以避免支付跨行提款的费用以及贝宝银行的取款费用。如果你不介意多等几天的话，贝宝银行将现金从你的网络银行汇到一个固定的实体银行的分行通常是不收费的。

自己翻译的。

Answer 2

Many people are finding the ease and convenience of online banking to be very attractive.
许多人发现网上银行很吸引人，方便又简单
In response to its popularity, many standard banks which you can visit in your local town, offer online banking to customers.
许多你本地城市的知名的银行为了响应它的普及，为顾客提供了网上银行业务
This gives customers the ability to see automatic changes in their account, pay bills online, and view bank statements any time of the day or night.
这使得顾客可以不论在白天黑夜自动进行账户交易，网上付款，看银行对账单/
A slightly different version of online banking is the online bank, a bank that exists specifically without physical location in your area.
与网上交易有一点不同的形式是网上银行，一个专门不受物理地区限制的银行。
In other words, you do your banking all online without having a local branch to visit.
换句话说，你能在网上交易 不用去本地支行

In essence most banks that exist purely online are best if you’re planning to save money, not spend it. An exception to this is the Paypal?
本质上说，许多银行仅仅存在网上是不错的。如果你打算节省钱而不是花钱。
bank, which only offers interest yields on certain accounts.
除了支付银行，它提供产生于某些账户的利息
Payment to your account from another Paypal customer goes immediately into your account.
Paypal从别人账户的付款可以马上到账
Yet you will pay for this convenience of ready money.
但是你也要为他的便利付款
Credit card payments to your account can mean you pay up to 3% in fees, and withdrawing cash from the account with an ATM also means heavy fee charges.
信用卡付款要支付百分之三的费用，在自动取款机上面取款要付不清的费用/
You will not only have to pay a Paypal fee when you withdraw cash, but also a fee from any ATM you use because Paypal doesn’t have ATMs.
不仅在你取款的时候也要付PAyal费用，而且每次在自动取款机上取款也要付费，因为paypal没有自动取款机 。
You can creatively defeat ATM and cash withdrawal fees if you need a small amount of money, by purchasing something tiny at a store that will allow you to withdraw cash.
你能够想办法抵制自动取款机费用如果你小额取款的话，通过子店里买允许你取钱的小东西
If you buy a candy bar at a local grocery store, you may be able to withdraw up to $100 US Dollars (USD) on top of the purchase.
如果你在本地商店里买一块糖，你最多可以去100美元。
This way you avoid charges from using another bank’s ATM, and Paypal charges for withdrawing funds.
这样可以防止用另外一台自动取款机，也防止了多的paypal费用
If you can wait a few days for cash, Paypal usually does not assess a fee for transferring your money from your online bank into a regular branch bank.
如果你能等几天，paypal对你把钱通过网上银行转帐到别的普通分支银行是不收费的。